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Frequently Asked Questions
What is the purpose of title insurance?
Title insurance is a risk prevention policy that protects the buyer from potential title issues throughout ownership.
What are the steps from contract to closing?
- Contract submitted to Tarry Title
- Title Examination
- Title Commitment Issued
- Title Curative
- Underwriter's Review
- Closing
What is the cost associated with title insurance?
The price for title insurance is based on the value of the property being covered by the policy. The policy requires a one-time fee at closing. Texas Title Insurance Basic Premium Rates can be found here.
What does a title policy help to protect against?
- Fraud
- Forgery
- Recorded and Unrecorded Liens
- Legal Actions
- Claims By Heirs
- Errors in Recording
What do we do for you as your Escrow Agent?
- Process documents
- Deposit funds
- Keep all parties informed along the way
- Coordinate legal document preparation and title work
- Prorate taxes and other items
- Prepare the closing settlement statement
- Obtain proper signatures
- Disburse funds to the appropriate receiver
- Record the deed and other documents
An escrow is an agreement where a third party with no interest in the transaction, usually the title company, holds legal documents and funds on behalf of the buyer, seller, and lender and distributes them according to their instructions. This arrangement allows all parties to the transaction to move forward with the escrow agent acting as the central point of contact.
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real estate transaction.